10-Q quarterly report · filed May 7, 2026

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) Q1 2026 10-Q Quarterly Report

Short answer

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $984M with net income of $21M.

Q1 2026 key financials · XBRL

Revenue
$984M
Net income
$21M
EPS (diluted)
$0.03

Source: XBRL data from the FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) Q1 2026 10-Q on SEC EDGAR. USD.

FLAGSTAR BANK, NATIONAL ASSOCIATION Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $21M vs $100M net loss YoY; common-stockholder income $13M vs $108M loss
  • Net interest income $443M vs $410M; net interest margin 2.15% vs 1.74% YoY
  • C&I loans $16.568B, up 9%; multi-family loans $27.863B, down 4%
  • Provision for credit losses $0 vs $79M YoY; non-interest expense $466M vs $532M
  • Outlook centered on strategic diversification; headwinds include commercial real estate pressures, rent regulation, inflation, and elevated interest rates

Risk Factors

  • No risk-factors section provided; submitted text covers Items 2–6
  • No newly added risk or 10-K changes identifiable from the provided text
  • OCC approval required for any future share repurchases
  • Stock-plan withholding repurchases totaled 605,412 shares at $12.40 average price
  • No defaults on senior securities reported as of March 31, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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