FFBC FIRST FINANCIAL BANCORP /OH/

FY2025 10-K
Filed: Feb 19, 2026
Financials
National Commercial BanksSEC EDGAR

FIRST FINANCIAL BANCORP /OH/ (FFBC) filed its fiscal year 2025 10-K annual report with the SEC on Feb 19, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business: Regional banking services focused on financial products and lending
  • New equity issuance: 2,753,094 shares issued to OFIC in November 2025 under Stock Purchase Agreement
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Management Discussion & Analysis

  • No revenue, profit, or margin figures provided in MDA section
  • Credit quality pressures: classified assets up $11.4M (5.1%) to $235.5M in 2025; $20.4M from Westfield acquisition
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Risk Factors

  • No specific or timely risk factors disclosed in the provided text snippet

Financial Summary
XBRL

Revenue

$1.0B

Net Income

$256M

Net Margin

25.5%

ROE

9.2%

Total Assets

$21.1B

EPS (Diluted)

$2.66

Operating Cash Flow

$338M

Source: XBRL data from FIRST FINANCIAL BANCORP /OH/ FY2025 10-K filing on SEC EDGAR. All figures in USD.

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