Short answer
FIRST BANCORP /PR/ (FBP) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $249M (up 6.0% year over year) with net income of $101M.
Q3 2025 key financials · XBRL
- Revenue
- $249M
- +6.0% YoY · +0.8% QoQ
- Net income
- $101M
- +36.3% YoY · +25.4% QoQ
- EPS (diluted)
- $0.62
- +37.8% YoY · +24.0% QoQ
Source: XBRL data from the FIRST BANCORP /PR/ (FBP) Q3 2025 10-Q on SEC EDGAR. USD.
FIRST BANCORP /PR/ Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $100.5M vs $73.7M YoY; net interest income $217.9M vs $202.1M
- Net interest margin 4.57% vs 4.25% YoY; return on average assets 2.10% vs 1.55%
- Loan production $1.4B, up $68.2M YoY; commercial and construction lending strongest
- Cash and equivalents plus free liquid securities approximately $2.4B; borrowings down $271.7M
- Loan-growth guidance reduced to 3%-4%; headwinds from slower auto lending, rate cuts, and deposit-pricing competition
Risk Factors
- No risk-factors section provided; submitted text contains Items 2, 5, and 6 only
- Common-stock repurchases: approximately $50.0 million repurchased during third-quarter 2025
- Repurchase authorization: $38.3 million remaining as of September 30, 2025
- Insider trading compliance: no directors or officers adopted or terminated trading arrangements during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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