FBK FB Financial Corp

Q3 2025 10-Q
Filed: Nov 7, 2025Period ending Sep 30, 2025
Financials
State Commercial BanksSEC EDGAR

FB Financial Corp (FBK) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 7, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • Revenue $173.9M Q3 2025 vs $89.5M Q3 2024; net interest income $147.2M vs $106.0M, driven by Southern States merger
  • Operating margin (inferred from efficiency ratio) improved: efficiency ratio 63.2% Q3 2025 vs 85.1% Q3 2024; net interest margin 3.95% vs 3.55%
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Risk Factors

  • No new risk factors added this quarter; risk disclosures consistent with prior 10-K
  • Most updated risk: capital ratios with Tier 1 risk-based capital at 11.7% vs 12.0% prior, reflecting recent capital issuance and dividends
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Quarterly Financial Summary
XBRL

Revenue

$237M

Net Income

$23M

Net Margin

9.9%

ROE

1.2%

Total Assets

$16.2B

Source: XBRL data from FB Financial Corp Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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