10-Q quarterly report · filed Oct 31, 2025

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) Q3 2025 10-Q Quarterly Report

Short answer

FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) filed its Q3 2025 10-Q quarterly report on Oct 31, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $64M (up 7.4% year over year) with net income of $14M.

Q3 2025 key financials · XBRL

Revenue
$64M
+7.4% YoY · +4.0% QoQ
Net income
$14M
+36.7% YoY · +26.0% QoQ
EPS (diluted)
$1.71
+37.9% YoY · +27.6% QoQ

Source: XBRL data from the FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) Q3 2025 10-Q on SEC EDGAR. USD.

FIRST BUSINESS FINANCIAL SERVICES, INC. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $44.5M, up 17.0% YoY from $38.1M, driven by net interest income and non-interest income
  • Net interest margin 3.68% vs 3.64%; ROAA 1.40% vs 1.13% YoY
  • Net income $14.2M vs $10.3M; diluted EPS $1.70 vs $1.24
  • Non-interest income, strongest contributor, $9.6M, up 36.5%; net interest income $34.9M, up 12.5%
  • Core deposits increased $195.7M to $2.592B; gross loans increased $222.8M to $3.337B

Risk Factors

  • Risk-factor section not provided; no new or changed risks identifiable from supplied text
  • Repurchase authorization: $5.0 million capacity remains available as of September 30, 2025
  • Treasury-share activity: 227 shares surrendered for income-tax withholding at $49.54 per share
  • Compliance disclosure: no director or officer adopted or terminated Rule 10b5-1 arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other FIRST BUSINESS FINANCIAL SERVICES, INC. quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.