EXFY Expensify, Inc.

Q3 2025 10-Q
Filed: Nov 6, 2025Period ending Sep 30, 2025
Information Technology
Services-Prepackaged SoftwareSEC EDGAR

Expensify, Inc. (EXFY) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Risk Factors

  • New legal risk: Increase in legal fees and net settlement losses in Q3 2025 due to ongoing disputes, raising general and administrative expenses by $0.7 million (8%)
  • Most material update: Sales and marketing expenses surged 51% in Q3 2025 driven by F1® The Movie title sponsorship and heightened advertising spend
+3 more insights

Quarterly Financial Summary
XBRL

Revenue

$35M

-1.0% YoY -2.0% QoQ

Net Income

-$2M

-5.3% YoY +73.7% QoQ

Gross Margin

49.6%

-197bp YoY -233bp QoQ

Operating Margin

-6.4%

-725bp YoY +2247bp QoQ

Net Margin

-6.6%

-39bp YoY +1797bp QoQ

ROE

-1.7%

Total Assets

$187M

EPS (Diluted)

$-0.02

0.0% YoY +80.0% QoQ

Operating Cash Flow

$4M

+13.0% YoY -53.3% QoQ

Source: XBRL data from Expensify, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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