Short answer
EverQuote, Inc. (EVER) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $174M (up 20.3% year over year) with net income of $19M.
Q3 2025 key financials · XBRL
- Revenue
- $174M
- +20.3% YoY · +11.1% QoQ
- Net income
- $19M
- +63.3% YoY · +28.3% QoQ
- Operating margin
- 10.1%
- EPS (diluted)
- $0.50
- +61.3% YoY · +28.2% QoQ
Source: XBRL data from the EverQuote, Inc. (EVER) Q3 2025 10-Q on SEC EDGAR. USD.
EverQuote, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Q3 revenue $173.9M, up 20.3% YoY from $144.5M, driven by automotive and home/renters referrals
- Automotive revenue $157.6M vs $130.0M; home and renters $16.3M vs $14.1M
- Operating margin 10.1% vs 8.1% YoY; net income $18.9M vs $11.6M
- Adjusted EBITDA $25.1M vs $18.8M; adjusted EBITDA margin 14.4% vs 13.0%
- Outlook: 2025 revenue increase expected, while auto-market volatility, inflation, tariffs, and claim severity remain headwinds
Risk Factors
- New risk: $50.0 million share repurchase program approved July 22, 2025, potentially constrained by cash-flow declines or credit-agreement terms
- Most material update: New $60.0 million senior secured revolving facility replaced the prior $25.0 million line on August 1, 2025
- Regulatory and compliance risk: Credit-facility covenant breach could trigger acceleration and collateral enforcement over substantially all assets
- Near-term operational risk: Variable-rate borrowings would increase interest expense if market rates rise
- Financial risk: August repurchase consumed $21.0 million, leaving $29.0 million authorized under the program
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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