EFX Equifax
FY2025 10-K
Filed: Feb 19, 2026
Information Technology
Services-Consumer Credit Reporting, Collection AgenciesSEC EDGAR Equifax (EFX) filed its fiscal year 2025 10-K annual report with the SEC on Feb 19, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: Data analytics and credit reporting services with geographic segments including Asia Pacific
- • Emphasis on Asia Pacific segment goodwill valuation using combined income (70%) and market approach methods for impairment testing
Risk Factors
- • Legal risk: accrual for settlement resolving four related class action lawsuits increased litigation expense in 2025
- • Geopolitical risk: foreign currency fluctuations reduced revenue by $21.7 million in 2025, mainly impacting Latin America and Asia Pacific segments
Financial SummaryXBRL
Revenue
$6.1B
Net Income
$660M
Operating Margin
18.0%
Net Margin
10.9%
ROE
14.3%
Total Assets
$11.9B
EPS (Diluted)
$5.32
Operating Cash Flow
$1.6B
Source: XBRL data from Equifax FY2025 10-K filing on SEC EDGAR. All figures in USD.
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