Equifax (EFX) FY2025 10-K Annual Report
Filed: Feb 19, 2026
Information Technology
Services-Consumer Credit Reporting, Collection AgenciesSEC EDGAR Equifax (EFX) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 19, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
Equifax FY2025 10-K Analysis
Business Overview
- • Core business model: Data analytics and credit reporting services with geographic segments including Asia Pacific
- • Emphasis on Asia Pacific segment goodwill valuation using combined income (70%) and market approach methods for impairment testing
Risk Factors
- • Legal risk: accrual for settlement resolving four related class action lawsuits increased litigation expense in 2025
- • Geopolitical risk: foreign currency fluctuations reduced revenue by $21.7 million in 2025, mainly impacting Latin America and Asia Pacific segments
Equifax FY2025 Key Financial MetricsXBRL
Revenue
$6.1B
▲ +6.9% YoY
Net Income
$660M
▲ +9.3% YoY
Operating Margin
18.0%
▼ -31bp YoY
Net Margin
10.9%
▲ +24bp YoY
ROE
14.3%
▲ +175bp YoY
Total Assets
$11.9B
▲ +0.9% YoY
EPS (Diluted)
$5.32
▲ +9.9% YoY
Operating Cash Flow
$1.6B
▲ +22.0% YoY
Source: XBRL data from Equifax FY2025 10-K filing on SEC EDGAR. All figures in USD.
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