Short answer
EQUITY BANCSHARES INC (EQBK) filed its Q3 2025 10-Q quarterly report on Nov 3, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $91M (up 21.5% year over year) with net income of −$30M.
Q3 2025 key financials · XBRL
- Revenue
- $91M
- +21.5% YoY · +22.8% QoQ
- Net income
- −$30M
- −249.4% YoY · −294.3% QoQ
- EPS (diluted)
- −$1.68
- −231.3% YoY · −293.1% QoQ
Source: XBRL data from the EQUITY BANCSHARES INC (EQBK) Q3 2025 10-Q on SEC EDGAR. USD.
EQUITY BANCSHARES INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Efficiency ratio 58.31% vs 52.59% YoY; prior-year other real estate gain did not recur
- Assets $6.37B, up $1.03B since December 31, 2024; cash and equivalents increased $315.7M
- Loans held for investment $4.27B, up $767.8M; agricultural loans best performer, up 99.8% to $174.5M
- Nonperforming assets $52.6M, up from $34.7M; ratio 0.83% vs 0.65% at December 31, 2024
- Securities declined to 14.3% of assets from 18.9%; management cited potential future losses from deteriorating borrower credit
Risk Factors
- No material changes to risk factors disclosed in the March 7, 2025 Form 10-K
- Acquisition execution risk from August 29, 2025 Frontier Holdings merger agreement
- Regulatory capital risk from Federal Reserve non-objection required for repurchase authorization
- Capital allocation risk from 175,732 shares repurchased at $37.14 average price
- Share repurchase capacity risk with 816,768 shares remaining under the program
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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