Short answer
EAGLE BANCORP INC (EGBN) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $150M (down 13.9% year over year) with net income of −$68M.
Q3 2025 key financials · XBRL
- Revenue
- $150M
- −13.9% YoY · −1.2% QoQ
- Net income
- −$68M
- −409.5% YoY · +3.2% QoQ
- EPS (diluted)
- −$2.22
- −408.3% YoY · +3.9% QoQ
Source: XBRL data from the EAGLE BANCORP INC (EGBN) Q3 2025 10-Q on SEC EDGAR. USD.
EAGLE BANCORP INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly revenue proxy net interest income $68.2M, down $3.7M YoY from $71.8M
- Net interest margin 2.43% vs 2.37% YoY; efficiency ratio 59.3% vs 55.4%
- Net loss $67.5M vs net income $21.8M, driven by $113.2M credit-loss provision
- Common equity-to-assets 10.39% vs 11.02%; shareholders’ equity $1.12B vs $1.23B
- Management cited lower loan balances and yields, plus elevated credit-loss provisions as key headwinds
Risk Factors
- No risk-factors section provided; submitted text covers Items 2–6 and signatures only
- New governance risk: November 5, 2025 bylaws expanded director-nomination and shareholder-proposal information requirements
- Shareholder-activism risk: proxy solicitations now require non-white proxy cards under amended bylaws
- Regulatory-compliance change: bylaws aligned shareholder nomination procedures with Exchange Act Rule 14a-19
- Operational governance risk: chair may disregard nominations or proposals under specified meeting procedures
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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