Short answer
ENCORE CAPITAL GROUP INC (ECPG) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $18M (down 18.3% year over year) with net income of $64M.
Q2 2026 key financials · XBRL
- Revenue
- $18M
- −18.3% YoY · −11.7% QoQ
- Net income
- $64M
- +9.0% YoY · −25.8% QoQ
- Operating margin
- 1025.4%
- EPS (diluted)
- $2.80
- +12.9% YoY · −27.5% QoQ
Source: XBRL data from the ENCORE CAPITAL GROUP INC (ECPG) Q2 2026 10-Q on SEC EDGAR. USD.
ENCORE CAPITAL GROUP INC Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Financing cash flow $106.8M vs $87.2M YoY for six months ended June 30
- Senior secured notes issued: $750.0M due 2032 and €325.0M due 2033
- Debt refinancing: €415.0M Encore 2028 Notes and $500.0M Encore 2029 Notes redeemed
- Cash and equivalents $182.9M, including $14.1M held for clients
- Share repurchases $26.7M quarterly, with $255.7M remaining authorization
Risk Factors
- No risk-factors section provided; new or changed risks cannot be determined from the supplied excerpt
- Share-repurchase liquidity risk: $26.7 million spent during the quarter, with $255.7 million remaining authorization
- Debt-financing risk: repurchases may require drawings under the Global Senior Facility
- Regulatory-compliance risk: repurchases subject to applicable regulatory requirements and Rule 10b-18
- Refinancing risk: 2032 Notes and 2033 Notes issued under indentures dated May 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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