D. R. Horton (DHI) Q4 2025 10-Q Quarterly Report

Filed: Jan 22, 2026Period ending Dec 31, 2025
Industrials
Operative BuildersSEC EDGAR

D. R. Horton (DHI) 10-Q quarterly report for Q4 2025, filed with SEC EDGAR on Jan 22, 2026 for the fiscal period ending Dec 31, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

D. R. Horton Q4 2025 10-Q Analysis

Management Discussion & Analysis

  • Revenue $6.9B, down 10% YoY from $7.6B; homebuilding revenue $6.5B, down 9% YoY from $7.2B
  • Operating margin 11.6% vs 14.6% YoY; homebuilding pre-tax margin 10.8% vs 14.1% YoY; home sales gross margin 20.4% vs 22.7% YoY
  • Best segment: Financial services pre-tax margin 31.4% vs 26.7% YoY, income $58M vs $48.6M; Worst: Rental segment pre-tax margin 0.2% vs 5.5% YoY, revenue $109.5M down 50%
  • Operating cash flow $854M, up from $647M YoY; repurchased 4.4M shares for $670M; cash and equivalents $1.9B in homebuilding segment, down from $2.2B
  • Management expects continued elevated sales incentives in 2026 due to affordability and mortgage rate challenges; cautious home demand; strong balance sheet and liquidity maintained for flexibility

Risk Factors

  • Section 'risk_factors' was empty or not found.

D. R. Horton Q4 2025 Quarterly Financials
XBRL

Revenue

$6.9B

-9.5% YoY

Net Income

$595M

-29.6% YoY

Net Margin

8.6%

-246bp YoY

ROE

2.5%

-91bp YoY

Total Assets

$34.6B

-1.1% YoY

EPS (Diluted)

$2.03

-22.2% YoY

Operating Cash Flow

$854M

+32.1% YoY

Source: XBRL data from D. R. Horton Q4 2025 10-Q filing on SEC EDGAR. All figures in USD.

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