Short answer
CENTRAL PACIFIC FINANCIAL CORP (CPF) filed its Q3 2025 10-Q quarterly report on Oct 29, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $14M (up 6.1% year over year) with net income of $19M.
Q3 2025 key financials · XBRL
- Revenue
- $14M
- +6.1% YoY · +3.8% QoQ
- Net income
- $19M
- +39.6% YoY · +1.7% QoQ
- EPS (diluted)
- $0.68
- +38.8% YoY · +0.0% QoQ
Source: XBRL data from the CENTRAL PACIFIC FINANCIAL CORP (CPF) Q3 2025 10-Q on SEC EDGAR. USD.
CENTRAL PACIFIC FINANCIAL CORP Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Single reportable segment: banking operations
- Hawaii footprint: 27 branches and 55 ATMs as of September 30, 2025
- Key headwinds: inflation, tariffs, economic disruption, real-estate weakness, credit deterioration, and regulatory changes
- Outlook commentary limited to forward-looking risk factors; no updated guidance disclosed
Risk Factors
- New policy risk triggered by rapid U.S. administration changes, including tariffs and international trade policies
- Most materially updated risk: prolonged government shutdown from unresolved congressional budget disputes
- Regulatory risk from changing legislation and monetary, trade, and interest-rate policies affecting financial-services operations
- Economic risk from recession, stagflation, unemployment, inflation, and tariffs pressuring asset quality and loan demand
- No material changes to 10-K risks beyond government-policy and shutdown exposures
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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