10-Q quarterly report · filed Aug 10, 2026

CHOICEONE FINANCIAL SERVICES INC (COFS) Q2 2026 10-Q Quarterly Report

Short answer

CHOICEONE FINANCIAL SERVICES INC (COFS) filed its Q2 2026 10-Q quarterly report on Aug 10, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $59M (down 2.6% year over year) with net income of $12M.

Q2 2026 key financials · XBRL

Revenue
$59M
−2.6% YoY · −0.4% QoQ
Net income
$12M
−7.9% YoY · −9.1% QoQ
EPS (diluted)
$0.83
−34.1% YoY · −8.8% QoQ

Source: XBRL data from the CHOICEONE FINANCIAL SERVICES INC (COFS) Q2 2026 10-Q on SEC EDGAR. USD.

CHOICEONE FINANCIAL SERVICES INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • No material risk-factor changes; 10-Q incorporates 2025 Form 10-K risk disclosures
  • Capital-allocation risk: $2.5 million spent repurchasing 85,000 shares through June 30, 2026
  • Liquidity and capital risk: repurchase authorization retains 265,272 shares

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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