CHIMERA INVESTMENT CORP (CIM) FY2025 10-K Annual Report

Filed: Feb 18, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

CHIMERA INVESTMENT CORP (CIM) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 18, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

CHIMERA INVESTMENT CORP FY2025 10-K Analysis

Business Overview

  • Core business model: diversified residential mortgage real estate investment, origination, and management platform
  • New segment introduced: Residential Origination segment via $272M acquisition of HomeXpress Mortgage Corp. in October 2025
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Management Discussion & Analysis

  • Revenue contribution from Palisades fees $35M full year 2025, $9M Q4 2025; HomeXpress loans originated $1.04B Q4 2025
  • HomeXpress Q4 net income $8M, operating income $11M excl. amortization; operating income 111 bps of loan origination volume
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Risk Factors

  • Cybersecurity risk overseen by Board, Audit and Risk Committees with regular reports from CISO and Incident Response Team
  • CISO with 28+ years IT experience leads internal cybersecurity program and infrastructure improvements
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CHIMERA INVESTMENT CORP FY2025 Key Financial Metrics
XBRL

Revenue

$821M

+7.9% YoY

Net Income

$230M

+30.9% YoY

Net Margin

28.1%

+493bp YoY

ROE

9.0%

+199bp YoY

Total Assets

$15.8B

+20.5% YoY

EPS (Diluted)

$1.72

+56.4% YoY

Operating Cash Flow

-$249M

-221.0% YoY

Source: XBRL data from CHIMERA INVESTMENT CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.

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