Short answer
CITIZENS, INC. (CIA) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $63M (up 1.7% year over year) with net income of $2M.
Q3 2025 key financials · XBRL
- Revenue
- $63M
- +1.7% YoY · −3.5% QoQ
- Net income
- $2M
- −13.4% YoY · −62.6% QoQ
Source: XBRL data from the CITIZENS, INC. (CIA) Q3 2025 10-Q on SEC EDGAR. USD.
CITIZENS, INC. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Q3 revenue $62.8M, up $1.1M YoY from $61.7M
- Q3 pretax income $4.5M vs $3.0M YoY; effective tax rate 46.0% vs 8.1%
- Best segment Home Service Insurance pretax income $3.0M vs $(0.1)M; Life Insurance $3.5M vs $4.4M
- Net investment income $19.1M vs $17.4M; investment losses $(1.3)M vs $0.8M gains
- Matured endowment benefits $21.7M vs $12.6M; continued year-over-year increases expected through 2025
Risk Factors
- No material changes to risk factors during the three months ended September 30, 2025
- Significant carried-forward risks remain those identified in Citizens’ 2024 Form 10-K
- No newly triggered regulatory, legal, compliance, operational, competitive, market, or financial risks disclosed
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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