Chefs' Warehouse, Inc. (CHEF) FY2025 10-K Annual Report

Filed: Feb 24, 2026
Consumer Staples
Wholesale-Groceries, General LineSEC EDGAR

Chefs' Warehouse, Inc. (CHEF) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 24, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Chefs' Warehouse, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: premier distributor of specialty and center-of-the-plate food products serving chefs in the U.S., Middle East, and Canada
  • Expanded market footprint into Middle East (Dubai, Abu Dhabi, Qatar, Oman) beginning 2022, with 44 distribution centers globally
  • Strategic emphasis on digital transformation: integration of AI, robotics, and advanced analytics to enhance e-commerce, supply chain, and sales efficiency
  • Employee count at 5,156 with approximately 1,100 sales professionals; net revenues surged from $1.7B in 2021 to $4.1B in 2025
  • Ongoing implementation of wearable inventory scanning technology replacing voice picking to increase order fulfillment speed and accuracy

Management Discussion & Analysis

  • Revenue $4.15B, up 9.4% YoY (+$355.3M), driven 9.1% organic growth and 0.3% acquisitions
  • Gross profit $1.00B, up 9.8% YoY (+$89.9M), gross margin 24.2% vs 24.1%, specialty margin +43 bps, center-of-the-plate margin -31 bps
  • Specialty segment strong with $90.4M sales increase and margin +43 bps; center-of-the-plate segment sales down $32.5M with margin -31 bps
  • Operating income $145.1M vs $128.2M prior year; SG&A $849.8M up 8.3% but ratio improved to 20.5% from 20.7%
  • Operating cash flow $129.2M vs $153.1M prior year; Capex $41.4M (2025), expected $45-55M (2026); $32.4M stock buybacks completed in 2025, no dividends disclosed
  • Management sees sufficient liquidity from $121M cash, $159.5M untapped ABL capacity; risks include customer intangible impairment ($8M) and inventory timing impacting cash flow

Risk Factors

  • Geopolitical risk: Fuel price and supply volatility due to Ukraine war and Middle East hostilities impacting delivery and product costs
  • Operational risk: Dependency on non-long-term contracts with suppliers causing supply interruptions, price increases, and inability to fulfill orders
  • Competitive risk: Group purchasing organizations may force price reductions, eroding margins and risking customer loss
  • Financial risk: Credit profile changes could prompt suppliers to shorten payment terms, materially straining liquidity
  • Macroeconomic risk: Reduced consumer discretionary spending, especially in expensive restaurants, could lower customer sales and profitability

Chefs' Warehouse, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$4.1B

+9.4% YoY

Net Income

$72M

+30.4% YoY

Gross Margin

24.2%

+10bp YoY

Operating Margin

3.5%

+12bp YoY

Net Margin

1.7%

+28bp YoY

ROE

12.0%

+166bp YoY

Total Assets

$2.0B

+9.1% YoY

EPS (Diluted)

$1.68

+27.3% YoY

Operating Cash Flow

$129M

-15.6% YoY

Source: XBRL data from Chefs' Warehouse, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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