10-Q quarterly report · filed Nov 5, 2025

CNB FINANCIAL CORP/PA (CCNE) Q3 2025 10-Q Quarterly Report

Short answer

CNB FINANCIAL CORP/PA (CCNE) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $109M (up 30.5% year over year) with net income of $7M.

Q3 2025 key financials · XBRL

Revenue
$109M
+30.5% YoY · +26.7% QoQ
Net income
$7M
−49.5% YoY · −49.5% QoQ
EPS (diluted)
$0.16
−73.8% YoY · −73.3% QoQ

Source: XBRL data from the CNB FINANCIAL CORP/PA (CCNE) Q3 2025 10-Q on SEC EDGAR. USD.

CNB FINANCIAL CORP/PA Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • New risk: Integration of ESSA post-July 23, 2025 merger, ESSA's assets 25% of consolidated total, affecting internal controls and reporting processes
  • Updated risk: Interest rate sensitivity improved with +200 bps net interest income change 0.7% vs 0.5% at December 31, 2024, reflecting revised asset/liability management
  • Regulatory risk: Internal control evaluation excludes ESSA as permitted by SEC Office of Chief Accountant guidance, with one-year exclusion post-acquisition
  • Operational risk: Ongoing integration of ESSA influences internal control systems, with no other material changes in control processes during Q3 2025
  • Market risk: $3.8 billion in rate-sensitive loans over next 12 months exposed to interest rate fluctuations impacting future earnings

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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