10-Q quarterly report · filed Jul 29, 2026

CAPITAL CITY BANK GROUP INC (CCBG) Q2 2026 10-Q Quarterly Report

Short answer

CAPITAL CITY BANK GROUP INC (CCBG) filed its Q2 2026 10-Q quarterly report on Jul 29, 2026 for the quarter ended Jun 30, 2026.

CAPITAL CITY BANK GROUP INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $64.8M, up 1.7% YoY, comprising net interest income $44.2M and noninterest income $20.6M
  • Net income $16.3M vs $15.0M YoY; net interest margin 4.35% vs 4.30%
  • Best line mortgage banking revenue $4.7M, up 11.2% YoY; weakest wealth management fees $4.2M, down 19.6%
  • Average earning assets $4.069B, down 0.5% sequentially; investment securities increased $48.2M
  • Near-term headwind: deposit product updates expected to reduce deposit fee revenue beginning third quarter 2026

Risk Factors

  • No material risk-factor changes identified; filing references risks in the 2025 Form 10-K and subsequent quarterly reports
  • Additional unknown or currently immaterial risks could materially adversely affect business, financial condition, or operating results

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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