CBU COMMUNITY FINANCIAL SYSTEM, INC.
Q3 2025 10-Q
COMMUNITY FINANCIAL SYSTEM, INC. (CBU) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
AI Filing AnalysisQ3 2025 10-Q
Risk Factors
- • No new risk factors added this quarter; risk section states no material changes from 10-K
- • Material update: Increased restructuring expenses $1.5M recognized this quarter due to operational cost optimization efforts
Quarterly Financial SummaryXBRL
Revenue
$207M
▲ +26.3% YoY▲ +3.9% QoQ
Net Income
$55M
▲ +25.5% YoY▲ +7.3% QoQ
Net Margin
26.6%
▼ -18bp YoY▲ +84bp QoQ
ROE
2.8%
Total Assets
$17.0B
EPS (Diluted)
$1.04
▲ +25.3% YoY▲ +7.2% QoQ
Operating Cash Flow
$101M
▲ +77.8% YoY▲ +88.3% QoQ
Source: XBRL data from COMMUNITY FINANCIAL SYSTEM, INC. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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