Caterpillar Inc. (CAT) FY2025 10-K Annual Report

Filed: Feb 13, 2026
Industrials
Construction Machinery & EquipSEC EDGAR

Caterpillar Inc. (CAT) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 13, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Caterpillar Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: Manufacturing and marketing construction, mining equipment, engines, turbines, locomotives with financing through Cat Financial
  • New strategic growth pillars launched anchored on Commercial Excellence, Advanced Technology Leader, Transform How We Work for profitable growth
+3 more insights

Management Discussion & Analysis

  • MD&A focuses on extensive macroeconomic, operational, and financial risks, no explicit revenue or profit figures provided
  • Risks include economic cycles affecting demand, commodity price volatility, supply chain disruptions, labor issues, and cybersecurity threats
+3 more insights

Risk Factors

  • Credit rating risk: Fitch "high-A", Moody’s and S&P "mid-A"; downgrade could increase borrowing costs and limit credit market access
  • Macro risk: Economic deterioration may restrict access to debt markets, pressuring operations to rely on cash flow and committed credit facilities
+2 more insights

Caterpillar Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$67.6B

+4.3% YoY

Net Income

$8.9B

-17.7% YoY

Operating Margin

16.5%

-367bp YoY

Net Margin

13.1%

-351bp YoY

ROE

41.7%

-1369bp YoY

Total Assets

$98.6B

+12.3% YoY

EPS (Diluted)

$18.81

-14.7% YoY

Operating Cash Flow

$11.7B

-2.5% YoY

Source: XBRL data from Caterpillar Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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