CAT Caterpillar Inc.

FY2025 10-K
Filed: Feb 13, 2026
Industrials
Construction Machinery & EquipSEC EDGAR

Caterpillar Inc. (CAT) filed its fiscal year 2025 10-K annual report with the SEC on Feb 13, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: Manufacturing and marketing construction, mining equipment, engines, turbines, locomotives with financing through Cat Financial
  • New strategic growth pillars launched anchored on Commercial Excellence, Advanced Technology Leader, Transform How We Work for profitable growth
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Management Discussion & Analysis

  • MD&A focuses on extensive macroeconomic, operational, and financial risks, no explicit revenue or profit figures provided
  • Risks include economic cycles affecting demand, commodity price volatility, supply chain disruptions, labor issues, and cybersecurity threats
+3 more insights

Risk Factors

  • Credit rating risk: Fitch "high-A", Moody’s and S&P "mid-A"; downgrade could increase borrowing costs and limit credit market access
  • Macro risk: Economic deterioration may restrict access to debt markets, pressuring operations to rely on cash flow and committed credit facilities
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Financial Summary
XBRL

Revenue

$67.6B

Net Income

$8.9B

Operating Margin

16.5%

Net Margin

13.1%

ROE

41.7%

Total Assets

$98.6B

EPS (Diluted)

$18.81

Operating Cash Flow

$11.7B

Source: XBRL data from Caterpillar Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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