Short answer
CASS INFORMATION SYSTEMS INC (CASS) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $27M (down 13.1% year over year) with net income of $9M.
Q3 2025 key financials · XBRL
- Revenue
- $27M
- −13.1% YoY · −0.5% QoQ
- Net income
- $9M
- +209.9% YoY · +2.8% QoQ
- EPS (diluted)
- $0.68
- +209.1% YoY · +4.6% QoQ
Source: XBRL data from the CASS INFORMATION SYSTEMS INC (CASS) Q3 2025 10-Q on SEC EDGAR. USD.
CASS INFORMATION SYSTEMS INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Q3 revenue $50.1M, up 7.6% YoY from $46.5M, driven by net interest income
- Net interest margin 3.87% vs 3.55%; operating expense $38.4M, down 10.1% from $42.8M
- Net income $9.1M, up 209.9% YoY; diluted EPS $0.68 vs $0.21
- Best segment facility dollar volume $6.23B, up 13.9%; transportation invoice volume 8.88M, down 3.0%
- Investment securities sale proceeds of $34.0M redeployed into higher-yielding assets; deposit attrition and nonperforming loans of $7.1M emerging headwinds
Risk Factors
- No risk-factor text provided; excerpt contains no material risk-factor updates
- Share repurchases: 159,587 shares bought at average $42.63
- Capital-allocation risk: 340,413 shares remaining under buyback authorization
- Regulatory disclosure: no Rule 10b5-1 or non-Rule 10b5-1 arrangements adopted or terminated
- Governance risk: no material changes to director-nomination procedures
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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