CASH PATHWARD FINANCIAL, INC.
FY2025 10-K
PATHWARD FINANCIAL, INC. (CASH) filed its fiscal year 2025 10-K annual report with the SEC on Nov 25, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model centered on banking services, including lending, deposit gathering, and Partner Solutions
- • Emphasis on reputational risk management linked to regulatory compliance, lending practices, and customer data protection
Management Discussion & Analysis
- • No revenue or YoY change figures disclosed in MD&A
- • No profitability or margin % changes reported in MD&A
Risk Factors
- • CFPB enforcement on consumer financial products risks affecting Bank's offerings, per Bureau's rulemaking on unfair, deceptive, or abusive acts
- • Exposure to US economic downturn risk with over $2.0B liquidity buffer amid ongoing banking industry volatility post-2023 SVB, Signature Bank failures
Financial SummaryXBRL
Revenue
$840M
Net Income
$186M
Net Margin
22.1%
ROE
21.7%
Total Assets
$7.2B
EPS (Diluted)
$7.87
Operating Cash Flow
$451M
Source: XBRL data from PATHWARD FINANCIAL, INC. FY2025 10-K filing on SEC EDGAR. All figures in USD.
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