10-Q quarterly report · filed Jul 31, 2026

SIERRA BANCORP (BSRR) Q2 2026 10-Q Quarterly Report

Short answer

SIERRA BANCORP (BSRR) filed its Q2 2026 10-Q quarterly report on Jul 31, 2026 for the quarter ended Jun 30, 2026.

Q2 2026 key financials · XBRL

Net income
$10M
−6.7% YoY · −20.8% QoQ
EPS (diluted)
$0.76
−2.6% YoY · −20.8% QoQ

Source: XBRL data from the SIERRA BANCORP (BSRR) Q2 2026 10-Q on SEC EDGAR. USD.

SIERRA BANCORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Second-quarter net income $9.9M vs $10.6M YoY; diluted EPS $0.77 vs $0.78
  • Net interest margin 3.74% vs 3.68% YoY; net interest income $30.4M vs $30.7M
  • Mortgage warehouse average balance $422.3M vs $368.6M; agricultural production loan drove $2.5M specific reserve
  • Assets $3.7B, down $108.7M; deposits increased $54.6M to $3.0B
  • Capital deployment included $14.4M share repurchases and $6.8M cash dividends; outlook cited stronger loan-production momentum entering third quarter and interest-rate, credit, liquidity risks

Risk Factors

  • No material changes from Form 10-K risk factors for year ended December 31, 2025
  • Carried-forward regulatory risk unchanged from prior annual filing
  • Carried-forward operational and competitive risks unchanged from prior annual filing
  • Carried-forward liquidity and financial risks unchanged from prior annual filing

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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