10-Q quarterly report · filed Nov 5, 2025

BankUnited, Inc. (BKU) Q3 2025 10-Q Quarterly Report

Short answer

BankUnited, Inc. (BKU) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $5M (up 7.4% year over year) with net income of $72M.

Q3 2025 key financials · XBRL

Revenue
$5M
+7.4% YoY · +1.2% QoQ
Net income
$72M
+16.9% YoY · +4.5% QoQ
EPS (diluted)
$0.95
+17.3% YoY · +5.6% QoQ

Source: XBRL data from the BankUnited, Inc. (BKU) Q3 2025 10-Q on SEC EDGAR. USD.

BankUnited, Inc. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • No newly added risk factors disclosed; risk section largely updates from 10-K with ongoing business trends
  • Most materially updated risk: increased exposure to unrealized losses on AFS securities, unrealized loss improved $115.7M to $289.9M due to declining rates
  • Regulatory risk: August 2025 redemption of all senior notes due Nov 2025 reduces refinancing risk and interest expense
  • Operational risk: normal seasonality causes $488M decline in non-interest bearing deposits for Q3 2025 impacting funding mix and liquidity
  • Financial risk: loan-to-deposit ratio declined to 82.8% from 87.2% at year-end 2024, reflecting balance sheet repositioning and loan portfolio declines of $595M YTD 2025

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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