10-Q quarterly report · filed Nov 7, 2025

Burke & Herbert Financial Services Corp. (BHRB) Q3 2025 10-Q Quarterly Report

Short answer

Burke & Herbert Financial Services Corp. (BHRB) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $111M (down 6.2% year over year) with net income of $30M.

Q3 2025 key financials · XBRL

Revenue
$111M
−6.2% YoY · −0.6% QoQ
Net income
$30M
+8.5% YoY · +0.2% QoQ
EPS (diluted)
$1.97
−22.7% YoY · +0.0% QoQ

Source: XBRL data from the Burke & Herbert Financial Services Corp. (BHRB) Q3 2025 10-Q on SEC EDGAR. USD.

Burke & Herbert Financial Services Corp. Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Total assets $7.9B, gross loans $5.6B, deposits $6.4B, equity $822.2M at September 30, 2025
  • Commercial real estate largest portfolio: $2.8B, 50.4% of gross loans
  • Worst emerging exposure: total CRE including related categories $3.8B, 68.1% of gross loans
  • Liquidity sources viewed adequate for requirements and continued growth
  • Headwinds: government shutdown, federal workforce reductions, economic uncertainty, CRE office-market risk

Risk Factors

  • No material changes to 2024 Form 10-K risk factors
  • Regulatory and compliance risks carried forward without quarterly updates
  • Operational and competitive risks unchanged from the 2024 Form 10-K
  • Financial risks, including liquidity and funding exposure, unchanged from the 2024 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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