10-Q quarterly report · filed Aug 7, 2026

Bank First Corp (BFC) Q2 2026 10-Q Quarterly Report

Short answer

Bank First Corp (BFC) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $76M (up 38.7% year over year) with net income of $25M.

Q2 2026 key financials · XBRL

Revenue
$76M
+38.7% YoY · +2.9% QoQ
Net income
$25M
+46.3% YoY · +23.5% QoQ
EPS (diluted)
$2.21
+29.2% YoY · +24.2% QoQ

Source: XBRL data from the Bank First Corp (BFC) Q2 2026 10-Q on SEC EDGAR. USD.

Bank First Corp Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $55.0M, up $18.3M from $36.7M YoY; net income $24.7M vs $16.9M
  • Net interest margin 4.13% vs 3.72% YoY; return on average assets 1.66% vs 1.54%
  • Best line net interest income $55.0M; noninterest income $10.0M vs $4.9M YoY
  • Cash and equivalents $266.5M vs $120.3M YoY; loans $4.52B vs $3.58B
  • Peoples merger expected in fourth quarter 2026, subject to shareholder and regulatory approvals; consideration approximately $202.9M

Risk Factors

  • No risk-factors section provided; supplied text covers repurchases and exhibits rather than 10-Q risk disclosures
  • New merger agreement with PSB Holdings dated May 19, 2026
  • Share-repurchase authorization up to $60 million annually through April 20, 2028
  • 1% nondeductible excise tax applies to covered-corporation stock repurchases under the Inflation Reduction Act
  • 144,000 shares repurchased during second quarter 2026 at average $141.09 per share

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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