BRK-A Berkshire Hathaway Inc

FY2024 10-K
Filed: Feb 24, 2025
Financials
Fire, Marine & Casualty InsuranceSEC EDGAR

Berkshire Hathaway Inc (BRK-A) filed its fiscal year 2024 10-K annual report with the SEC on Feb 24, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2024 10-K

Business Overview

  • Holding company with decentralized management owning insurance, freight rail, utilities, manufacturing, services, and retail subsidiaries
  • Acquired Alleghany Corporation in October 2022, expanding property and casualty insurance and reinsurance operations under Berkshire Hathaway Primary and Reinsurance Groups
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Management Discussion & Analysis

  • Revenue: Insurance underwriting earnings $9.0B in 2024 vs $5.4B in 2023; insurance investment income $13.7B in 2024 vs $9.6B in 2023; total net earnings $89.0B in 2024 vs $96.2B in 2023
  • Profitability: GEICO loss ratio improved to 71.8% in 2024 from 81.0% in 2023; BH Primary loss ratio increased to 95.4% in 2024 from 92.0% in 2023; BHRG property/casualty loss ratio improved to 82.9% in 2024 from 84.0% in 2023
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Risk Factors

  • Regulatory exposure to U.S. state and international insurance regulators developing group capital, liquidity, governance rules impacting Berkshire’s insurance subsidiaries
  • Geopolitical risk from armed/diplomatic conflicts and U.S. trade policies potentially causing supply chain restrictions and losses in securities values
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Financial Summary
XBRL

Revenue

$249.7B

Net Income

$89.0B

Net Margin

35.6%

ROE

13.7%

Total Assets

$1.15T

Operating Cash Flow

$30.6B

Source: XBRL data from Berkshire Hathaway Inc FY2024 10-K filing on SEC EDGAR. All figures in USD.

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