10-Q quarterly report · filed Nov 7, 2025

BayCom Corp (BCML) Q3 2025 10-Q Quarterly Report

Short answer

BayCom Corp (BCML) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $35M (up 4.6% year over year) with net income of $5M.

Q3 2025 key financials · XBRL

Revenue
$35M
+4.6% YoY · +4.5% QoQ
Net income
$5M
−16.8% YoY · −21.3% QoQ
EPS (diluted)
$0.46
−14.8% YoY · −20.7% QoQ

Source: XBRL data from the BayCom Corp (BCML) Q3 2025 10-Q on SEC EDGAR. USD.

BayCom Corp Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Best and worst performing segments or product lines not identified
  • Bank remained Well Capitalized at September 30, 2025
  • BayCom leverage ratio 11.80% vs 11.76% December 31, 2024
  • Total risk-based capital ratio 15.71% vs 19.04% December 31, 2024

Risk Factors

  • No risk-factors section provided; submitted text covers stock repurchases and other disclosures
  • Repurchase authorization: 560,000 shares, approximately 5.0% of outstanding common stock
  • Liquidity risk: repurchases may be suspended or terminated based on liquidity and alternative investment opportunities
  • Capital-allocation risk: 33,300 shares repurchased during the quarter at average $27.29 per share
  • Regulatory compliance: repurchases conducted under Rule 10b-18 requirements

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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