10-Q quarterly report · filed Nov 5, 2025

BCB BANCORP INC (BCBP) Q3 2025 10-Q Quarterly Report

Short answer

BCB BANCORP INC (BCBP) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $43M (down 11.5% year over year) with net income of $4M.

Q3 2025 key financials · XBRL

Revenue
$43M
−11.5% YoY · −0.3% QoQ
Net income
$4M
−36.1% YoY · +19.6% QoQ
EPS (diluted)
$0.22
−38.9% YoY · +22.2% QoQ

Source: XBRL data from the BCB BANCORP INC (BCBP) Q3 2025 10-Q on SEC EDGAR. USD.

BCB BANCORP INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • Goodwill impairment risk triggered by Q1 net loss and sustained stock-price decline; quantitative test found fair value exceeded carrying value
  • Credit risk increased in cannabis lending; $69.1 million portfolio exposed to operating headwinds and potential future reserves
  • Commercial real-estate deterioration; non-accrual loans rose to $93.5 million, or 3.31% of gross loans, from 1.48%
  • Liquidity risk from deposit funding; $973.8 million of time deposits mature within one year
  • Interest-rate refinancing risk; FHLB advances had $323.9 million outstanding with 0.61-year weighted-average maturity

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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