10-Q quarterly report · filed Nov 7, 2025

BANCFIRST CORP /OK/ (BANF) Q3 2025 10-Q Quarterly Report

Short answer

BANCFIRST CORP /OK/ (BANF) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $194M (up 3.6% year over year) with net income of $63M.

Q3 2025 key financials · XBRL

Revenue
$194M
+3.6% YoY · +3.2% QoQ
Net income
$63M
+6.4% YoY · +0.5% QoQ
EPS (diluted)
$1.85
+5.7% YoY · +0.0% QoQ

Source: XBRL data from the BANCFIRST CORP /OK/ (BANF) Q3 2025 10-Q on SEC EDGAR. USD.

BANCFIRST CORP /OK/ Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Risk Factors

  • New credit risk: increased provision for off-balance-sheet credit exposures $216K in Q3 2025, reflecting new risk monitoring needs
  • Material operational risk update: higher noninterest expense $92.1M vs $86.7M due to $3.5M salary growth, occupancy and professional fees
  • Regulatory risk: expense recorded for disposition of equity investments due to Volcker Rule prohibiting certain private equity holdings above $10B assets
  • Market risk near-term: increase in commercial real estate loans $130.8M contributes most to 3.2% total loan growth, affecting asset quality outlook
  • Financial risk: deposits rose $399.8M to $12.1B, but off-balance-sheet sweep accounts decreased $316.4M, shifting liquidity profile at Sept 30, 2025

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other BANCFIRST CORP /OK/ quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.