Short answer
Avidbank Holdings, Inc. (AVBH) filed its Q1 2026 10-Q quarterly report on May 13, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $39M with net income of $9M.
Q1 2026 key financials · XBRL
- Revenue
- $39M
- Net income
- $9M
- EPS (diluted)
- $0.84
Source: XBRL data from the Avidbank Holdings, Inc. (AVBH) Q1 2026 10-Q on SEC EDGAR. USD.
Avidbank Holdings, Inc. Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $9.0M vs $5.4M YoY; net interest income $26.5M vs $19.4M
- Net interest margin 4.38% vs 3.52%; efficiency ratio 50.35% vs 62.57%
- Average loan balances $2.15B vs $1.86B; securities yield 4.64% vs 2.40%
- IPO proceeds $61.3M; share repurchases $693K for 25,000 shares
- Provision for credit losses $1.445M vs $0; net charge-offs 0.52% vs (0.01)%
Risk Factors
- New AI-disruption risk triggered by rapid advances in generative AI and automation
- SaaS borrower exposure approximately 8% of total loan portfolio
- Credit risk from AI-driven revenue, margin, or customer-churn deterioration among SaaS borrowers
- Potential higher nonperforming loans, charge-offs, and credit-loss provisions from affected borrowers
- No other material changes from December 31, 2025 10-K risk factors
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other Avidbank Holdings, Inc. quarterly reports
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