Assurant (AIZ) Q2 2025 10-Q Quarterly Report

Filed: Aug 7, 2025Period ending Jun 30, 2025
Financials
Insurance Carriers, NECSEC EDGAR

Assurant (AIZ) 10-Q quarterly report for Q2 2025, filed with SEC EDGAR on Aug 7, 2025 for the fiscal period ending Jun 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

Assurant Q2 2025 10-Q Analysis

Management Discussion & Analysis

  • No quarterly revenue or YoY change figures provided
  • No profitability or margin percentage data included
  • Mobile business exposed to volatility in trade-in volumes and margins from device release timing and carrier promotions
  • Homeowners revenue influenced by housing market and voluntary insurance trends
  • Management highlights competitive pressures, labor shortages, wage inflation as emerging headwinds impacting growth and talent retention

Risk Factors

  • New $500M five-year senior unsecured revolving Credit Facility effective June 2025, replacing prior facility, with $750M increase option through 2030
  • Debt maturities of $175M due February 2026, $300M due March 2028, and $350M due February 2030 remain near-term liquidity focus
  • Letters of credit outstanding at $1.7M as of June 30, 2025, primarily supporting reinsurance, with required indemnifications to issuing banks
  • Operating cash flow down to $657.9M for Six Months 2025 from $793.4M in 2024 due to higher claims and timing of premiums and tax payments
  • Increased investing cash outflows of $784.5M in Six Months 2025 driven by reinvestment of proceeds and higher net cash investment versus $521.6M prior year

Assurant Q2 2025 Quarterly Financials
XBRL

Revenue

$3.2B

+8.0% YoY +2.7% QoQ

Net Income

$235M

+24.7% YoY +60.5% QoQ

Net Margin

7.4%

+100bp YoY +268bp QoQ

Source: XBRL data from Assurant Q2 2025 10-Q filing on SEC EDGAR. All figures in USD.

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