Short answer
ARCBEST CORP /DE/ (ARCB) filed its fiscal 2025 10-K annual report with the SEC on Feb 25, 2026. It reported revenue of $4.0B (−4.0% year over year) and net income of $60M.
- Top risk flagged: Interest rate risk on future variable-rate borrowings linked to SOFR may increase interest costs
FY2025 key financial metrics · XBRL
- Revenue
- $4.0B
- −4.0% YoY
- Net income
- $60M
- −65.5% YoY
- Operating margin
- 2.3%
- −3.6 pp YoY
- EPS (diluted)
- $2.62
- −64.1% YoY
- ROE
- 4.6%
- −8.6 pp YoY
- Operating cash flow
- $229M
- −19.9% YoY
Source: XBRL data from the ARCBEST CORP /DE/ (ARCB) FY2025 10-K on SEC EDGAR. USD.
ARCBEST CORP /DE/ FY2025 10-K analysis
AI summary of each section, grounded in the filing text
Business Overview
- Core business model: Integrated risk management with emphasis on cybersecurity protection across operations
- New emphasis on embedding NIST Cybersecurity Framework within enterprise-wide risk management system
- Strategic shift prioritizing cybersecurity as a top inherent risk with layered governance structure
- Quarterly senior management reviews of cybersecurity risk metrics within enterprise risk management process
- Enhanced incident response, information security, and IT vendor risk management aligned to U.S. DHS regulations
Management Discussion & Analysis
- Revenue not explicitly stated; detailed revenue recognition policy described including variable consideration and gross reporting for third-party shipments
- Effective tax rate 27.7% in 2025 vs 20.8% in 2024 reflecting $26.6 million one-time tax benefit and tax policy changes under OBBB
- Asset-Light segment goodwill $304.8 million, no impairment; $6.6 million impairment of Panther Premium Logistics trade name related to soft market conditions
- Operating expenses include $5.4 million noncash asset impairment charges on obsolete assets in Q4 2025
- Management expects 2026 cash income tax payments to be less than expense due to 100% bonus depreciation under OBBB, market recovery delayed to early 2027
Risk Factors
- Interest rate risk on future variable-rate borrowings linked to SOFR may increase interest costs
- Debt includes fixed-rate notes payable financing revenue and other equipment purchases
- Cash and short-term investments $124.2M at Dec 31, 2025, mostly liquid certificates of deposit
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