AON Aon plc

Q3 2025 10-Q
Filed: Oct 31, 2025Period ending Sep 30, 2025
Financials
Insurance Agents, Brokers & ServiceSEC EDGAR

Aon plc (AON) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Oct 31, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • Revenue $4.0B, up $276M (7%) YoY; Risk Capital +$170M (7%) to $2.5B, Human Capital +$106M (8%) to $1.5B
  • Operating margin 20.4% vs 16.7% YoY; Risk Capital margin down to 23.2% from 23.8%, Human Capital margin up to 22.5% from 14.8%
+3 more insights

Risk Factors

  • No new or updated risk factors compared to 2024 10-K
  • Carried-forward regulatory risk: evolving global insurance regulations impacting compliance costs and market access
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Quarterly Financial Summary
XBRL

Revenue

$4.0B

+7.4% YoY -3.8% QoQ

Net Income

$458M

+33.5% YoY -20.9% QoQ

Operating Margin

20.4%

+367bp YoY -26bp QoQ

Net Margin

11.5%

+224bp YoY -248bp QoQ

ROE

5.8%

Total Assets

$51.6B

EPS (Diluted)

$2.11

+42.6% YoY -21.0% QoQ

Operating Cash Flow

$1.1B

+13.3% YoY +44.2% QoQ

Source: XBRL data from Aon plc Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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