Short answer
ALERUS FINANCIAL CORP (ALRS) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $71M (up 35.3% year over year) with net income of $17M.
Q3 2025 key financials · XBRL
- Revenue
- $71M
- +35.3% YoY · +0.3% QoQ
- Net income
- $17M
- +225.1% YoY · −16.4% QoQ
- EPS (diluted)
- $0.65
- +150.0% YoY · −16.7% QoQ
Source: XBRL data from the ALERUS FINANCIAL CORP (ALRS) Q3 2025 10-Q on SEC EDGAR. USD.
ALERUS FINANCIAL CORP Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly revenue $72.6M, up $21.7M YoY, with net interest income $43.1M vs $22.5M
- Net interest margin 3.50% vs 2.23% YoY; efficiency ratio 65.34% vs 80.29%
- Banking strongest driver: net interest income up $20.6M, or 91.4%, to $43.1M
- Deposits $4.41B vs $3.32B YoY; loans $4.10B vs $3.03B
- Dividend $0.21 per share; headwinds include interest-rate risk, CRE credit risk, liquidity risk, and economic uncertainty
Risk Factors
- No material changes to 10-K risk factors filed March 14, 2025
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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