Short answer
Allstate (ALL) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $17.3B (up 3.8% year over year) with net income of $3.7B.
Q3 2025 key financials · XBRL
- Revenue
- $17.3B
- +3.8% YoY · +3.7% QoQ
- Net income
- $3.7B
- +214.8% YoY · +77.6% QoQ
- EPS (diluted)
- $13.91
- +221.2% YoY · +79.7% QoQ
Source: XBRL data from the Allstate (ALL) Q3 2025 10-Q on SEC EDGAR. USD.
Allstate Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $17.26B in Q3 2025, up 3.8% YoY from $16.63B, driven by higher auto and homeowners policies and premium rate increases
- Operating margin (combined ratio) for Property-Liability improved to 80.1% in Q3 2025 from 96.4% in Q3 2024; loss ratio 58.3% vs 74.9% YoY
- Best performing segment: Allstate Protection underwriting income $3.04B in Q3 2025 vs $555M YoY; Worst: Protection Services adjusted net income down 20.7% to $46M
- Investments increased to $82.33B from $72.61B; shareholders’ equity rose to $27.51B from $21.44B Dec 2024; net investment income up 21.2% to $949M Q3
- Management notes macro risks from tariffs impacting claims costs and premiums; maintains growth strategy focusing on property-liability market share and protection services expansion
Risk Factors
- No new or changed risk factors from 2024 Form 10-K per Item 1A statement
- Carried-forward legal risk: ongoing litigation exposure affecting claim reserves
- Market risk: competitive insurance pricing pressure impacting underwriting margins
- Operational risk: technology system disruptions potential to delay claims processing
- Financial risk: reserve adequacy critical for claim payments, sensitive to catastrophe losses
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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