ACV Auctions Inc. (ACVA) FY2025 10-K Annual Report

Filed: Feb 23, 2026
Information Technology
Services-Business Services, NECSEC EDGAR

ACV Auctions Inc. (ACVA) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 23, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

ACV Auctions Inc. FY2025 10-K Analysis

Business Overview

  • Core business: digital marketplace platform for wholesale used vehicle transactions with integrated data services and vehicle condition transparency
  • New AI-powered ClearCar suite added to enhance dealer trade-in process and inventory management system ACV MAX upgraded with predictive analytics
+3 more insights

Management Discussion & Analysis

  • Revenue or profitability details not provided in provided text
  • No segment performance data included
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Risk Factors

  • Legal risk from Tricolor Holdings Chapter 7 bankruptcy, $18.6M finance receivables exposure with uncertain recovery outcome
  • Macroeconomic threat from higher interest rates increasing vehicle costs, potentially reducing retail consumer used car demand
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ACV Auctions Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$760M

+19.2% YoY

Net Income

-$66M

+17.0% YoY

Operating Margin

-8.3%

+488bp YoY

Net Margin

-8.7%

+380bp YoY

ROE

-15.4%

+272bp YoY

Total Assets

$1.1B

+10.3% YoY

EPS (Diluted)

$-0.39

+18.7% YoY

Operating Cash Flow

$78M

+19.6% YoY

Source: XBRL data from ACV Auctions Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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