10-Q quarterly report · filed Aug 6, 2026

ACNB CORP (ACNB) Q2 2026 10-Q Quarterly Report

Short answer

ACNB CORP (ACNB) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $53M (up 4.5% year over year) with net income of $15M.

Q2 2026 key financials · XBRL

Revenue
$53M
+4.5% YoY · +4.0% QoQ
Net income
$15M
+30.6% YoY · +11.0% QoQ
EPS (diluted)
$1.49
+29.6% YoY · +12.9% QoQ

Source: XBRL data from the ACNB CORP (ACNB) Q2 2026 10-Q on SEC EDGAR. USD.

ACNB CORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest income $34.0M, up $3.0M YoY from $31.0M
  • FTE net interest margin 4.56% vs 4.21% YoY
  • Commercial real estate led loan growth, with average loans up $46.0M
  • Net income $15.2M vs $11.6M; diluted EPS $1.49 vs $1.11
  • Noninterest expense $23.1M vs $25.4M, reflecting no merger-related costs

Risk Factors

  • No risk-factors section provided; submitted text covers Items 2–6
  • New capital-allocation risk: April 29, 2026 repurchase plan authorizes 310,000 shares
  • Equity concentration risk: 370,308 shares purchased under announced plans during April–June 2026
  • Financial flexibility risk: 5.875% fixed-to-floating subordinated notes mature March 15, 2036
  • Compliance update: no director or officer adopted or terminated Rule 10b5-1 agreements during second-quarter 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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