SWK Holdings Corp (SWKH) FY2024 10-K Annual Report

Filed: Mar 20, 2025
Financials
Miscellaneous Business Credit InstitutionSEC EDGAR

SWK Holdings Corp (SWKH) 10-K annual report for fiscal year 2024, filed with SEC EDGAR on Mar 20, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

SWK Holdings Corp FY2024 10-K Analysis

Business Overview

  • Core business model: dual segments of specialty finance in life sciences and pharmaceutical development/manufacturing
  • Pharmaceutical Development segment entered asset sale process with March 2024 exclusive option to sell Enteris BioPharma assets by January 2026, classified as held for sale as of Dec 31, 2024
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Management Discussion & Analysis

  • Revenue $45.0M, up $7.2M YoY; Finance Receivables $4.8M increase, Pharmaceutical Development $2.4M increase
  • Net income $13.5M, down $2.4M YoY; interest expense rose to $4.7M from $1.8M; provision for credit losses increased to $12.8M
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Risk Factors

  • Regulatory risk: LIBOR transition impacted by the Adjustable Interest Rate (LIBOR) Act of 2022, with synthetic U.S. dollar LIBOR continuing until September 2024
  • Macroeconomic risk: Silicon Valley Bank closure by California Department of Financial Protection and Innovation on March 10, 2023, impacting financial services liquidity
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SWK Holdings Corp FY2024 Key Financial Metrics
XBRL

Revenue

$4M

+200.8% YoY

Net Income

$13M

-15.1% YoY

Operating Margin

320.4%

-89839bp YoY

Net Margin

373.0%

-94870bp YoY

ROE

4.7%

-100bp YoY

Total Assets

$332M

-0.6% YoY

EPS (Diluted)

$1.08

-13.6% YoY

Operating Cash Flow

$23M

+54.8% YoY

Source: XBRL data from SWK Holdings Corp FY2024 10-K filing on SEC EDGAR. All figures in USD.

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