Safehold Inc. (SAFE) FY2025 10-K Annual Report

Filed: Feb 12, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

Safehold Inc. (SAFE) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 12, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Safehold Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: Real estate investment trust specializing in ground leases
  • Emphasis on portfolio management and business strategy updates in current year
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Management Discussion & Analysis

  • Revenue $385.6M, up $19.9M YoY; interest income from sales-type leases $286.1M vs $264.3M; operating lease income $72.1M vs $71.1M
  • Net income $114.6M, up $8.0M YoY; provision for credit losses down to $6.6M from $9.5M; operating margin approx. 26.1% (net income/revenue)
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Risk Factors

  • Regulatory/legal risk: Potential adverse environmental liability under changing enforcement of environmental laws affecting real estate assets
  • Geopolitical/macroeconomic threat: 41% revenues from multifamily, 35% from office; office demand decline post-COVID risks rent reductions and defaults
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Safehold Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$386M

+5.4% YoY

Net Income

$114M

+8.2% YoY

Operating Margin

26.2%

+236bp YoY

Net Margin

29.7%

+77bp YoY

ROE

4.8%

+24bp YoY

Total Assets

$7.2B

+5.1% YoY

EPS (Diluted)

$1.59

+7.4% YoY

Operating Cash Flow

$48M

+26.3% YoY

Source: XBRL data from Safehold Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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