Ellington Financial Inc. (EFC) FY2025 10-K Annual Report

Filed: Mar 2, 2026
Real Estate
Real EstateSEC EDGAR

Ellington Financial Inc. (EFC) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Mar 2, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Ellington Financial Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: Ellington focuses on risk management and oversight with integrated cybersecurity protocols safeguarding sensitive information
  • Emphasis on cybersecurity: Detailed cross-functional cybersecurity governance, technical safeguards, incident response, third-party risk management, and employee training programs emphasized
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Management Discussion & Analysis

  • Revenue and investment income details not explicitly stated in provided text, no YoY figures available
  • No specific profitability or margin percentages disclosed in the excerpt
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Risk Factors

  • Regulatory risk under Delaware General Corporation Law restricting cash dividends to "surplus" or current/preceding year net profits
  • Macroeconomic exposure to dividend reductions impacting income-focused equity holders
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Ellington Financial Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$494M

+18.9% YoY

Net Income

$119M

+0.8% YoY

Net Margin

24.0%

-431bp YoY

ROE

6.5%

-103bp YoY

Total Assets

$19.4B

+18.6% YoY

EPS (Diluted)

$1.19

-12.5% YoY

Operating Cash Flow

-$925M

-115.0% YoY

Source: XBRL data from Ellington Financial Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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