Camden Property Trust (CPT) FY2025 10-K Annual Report

Filed: Feb 12, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

Camden Property Trust (CPT) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 12, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Camden Property Trust FY2025 10-K Analysis

Business Overview

  • Core business model: Ownership, management, development, and acquisition of multifamily apartment communities across the U.S.
  • New emphasis on market balance strategy with selective property dispositions and capital redeployment to enhance long-term earnings growth
  • Strategic focus on economies of scale in core markets to optimize personnel allocation and market strength
  • Employee count increased to approximately 1,640, highlighting sustained human capital investment and workplace culture emphasis
  • Recognized 18 consecutive years as one of FORTUNE's 100 Best Companies to Work For®, most recently ranked #18

Management Discussion & Analysis

  • Revenue $1,573.5M, up 1.9% YoY; same store revenues up 0.8% driven by higher occupancy and other income
  • Net income $384.5M vs $163.3M in 2024; property NOI $1,006.8M vs $985.0M; operating margin approximately 64.0% (NOI/total revenues)
  • Best segment: Non-same store communities NOI up $21.0M due to acquisitions and stabilization; Worst: Dispositions NOI down $2.3M due to asset sales
  • Share repurchases $270.7M in 2025 plus $120.7M repurchased in Jan 2026; $213.8M capex remaining on three projects; $1.2B credit facility with $590M commercial paper outstanding
  • Outlook: Plan to continue acquisitions, developments, selective dispositions; risks include economic volatility, rent control, rising interest rates, and debt maturities of $567.8M in next 12 months

Risk Factors

  • Rent control laws in multiple states/municipalities posing restrictions on rent increases, eviction, and fees, risking property values and operations
  • Regional economic downturns with layoffs and unemployment impacting rental demand and cash flows in operational markets
  • Construction cost and schedule risks for 3 projects with $135M-$155M estimated 2026 costs, including supply/labor shortages and permitting delays
  • Competition for properties raising acquisition costs and limiting profitable acquisitions amid pressure from other real estate investors
  • $3.9B debt as of 12/31/2025 risking liquidity and financial flexibility, subject to covenants and refinancing risks on unfavorable terms

Camden Property Trust FY2025 Key Financial Metrics
XBRL

Revenue

$13M

+81.7% YoY

Net Income

$384M

+135.4% YoY

Net Margin

2964.9%

+67695bp YoY

ROE

8.8%

+532bp YoY

Total Assets

$9.0B

+2.2% YoY

EPS (Diluted)

$3.54

+136.0% YoY

Operating Cash Flow

$827M

+6.7% YoY

Source: XBRL data from Camden Property Trust FY2025 10-K filing on SEC EDGAR. All figures in USD.

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