BK BNY Mellon
FY2025 10-K
BNY Mellon (BK) filed its fiscal year 2025 10-K annual report with the SEC on Feb 25, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Global custodian/asset servicer platform: $59.3T AUC/A and $2.2T AUM as of Dec. 31, 2025
- • "AI everywhere for everyone" philosophy — expanded AI training offerings firm-wide in 2025 for all ~48,100 employees
Management Discussion & Analysis
- • Total revenue $20.1B, up 8% YoY; fee/other revenue $15.1B (+6%), NII $4.9B (+15%)
- • Pre-tax income $7.1B vs $5.8B; ROTCE 26.1% vs 22.8%; ROE 13.9% vs 11.9%; net interest margin 1.33% vs 1.22%
Risk Factors
- • Federal Reserve CCAR/capital planning regime — SCB buffers and TLAC rules constrain dividend/buyback capacity; weak capital plan could trigger enforcement action
- • Geopolitical conflicts and tariff escalation — sanctions, counter-tariffs, and cyberattack surge from geopolitical tensions could disrupt global operations and financial markets
Financial SummaryXBRL
Revenue
$20.1B
Net Income
$5.5B
Net Margin
27.6%
ROE
12.5%
Total Assets
$472.3B
EPS (Diluted)
$7.40
Operating Cash Flow
$6.7B
Source: XBRL data from BNY Mellon FY2025 10-K filing on SEC EDGAR. All figures in USD.
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