BNY Mellon (BK) FY2025 10-K Annual Report
BNY Mellon (BK) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 25, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
BNY Mellon FY2025 10-K Analysis
Business Overview
- • Global custodian/asset servicer platform: $59.3T AUC/A and $2.2T AUM as of Dec. 31, 2025
- • "AI everywhere for everyone" philosophy — expanded AI training offerings firm-wide in 2025 for all ~48,100 employees
Management Discussion & Analysis
- • Total revenue $20.1B, up 8% YoY; fee/other revenue $15.1B (+6%), NII $4.9B (+15%)
- • Pre-tax income $7.1B vs $5.8B; ROTCE 26.1% vs 22.8%; ROE 13.9% vs 11.9%; net interest margin 1.33% vs 1.22%
Risk Factors
- • Federal Reserve CCAR/capital planning regime — SCB buffers and TLAC rules constrain dividend/buyback capacity; weak capital plan could trigger enforcement action
- • Geopolitical conflicts and tariff escalation — sanctions, counter-tariffs, and cyberattack surge from geopolitical tensions could disrupt global operations and financial markets
BNY Mellon FY2025 Key Financial MetricsXBRL
Revenue
$20.1B
▲ +7.8% YoY
Net Income
$5.5B
▲ +22.5% YoY
Net Margin
27.6%
▲ +330bp YoY
ROE
12.5%
▲ +156bp YoY
Total Assets
$472.3B
▲ +13.5% YoY
EPS (Diluted)
$7.40
▲ +27.6% YoY
Operating Cash Flow
$6.7B
▲ +879.6% YoY
Source: XBRL data from BNY Mellon FY2025 10-K filing on SEC EDGAR. All figures in USD.
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