VLO Valero Energy

FY2025 10-K
Filed: Feb 25, 2026
Energy
Petroleum RefiningSEC EDGAR

Valero Energy (VLO) filed its fiscal year 2025 10-K annual report with the SEC on Feb 25, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Section 'business' was empty or not found.

Management Discussion & Analysis

  • Revenue $122.7B, down $7.2B YoY; decline driven by lower petroleum product prices in Refining segment
  • Net income $2.3B vs $2.8B in 2024; GAAP operating margin 2.6% vs 2.9%; adjusted operating income $4.4B vs $3.8B
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Risk Factors

  • EPA's proposed RFS Set II rules (June 2025) could increase RVOs for 2026-2027, reduce RINs from foreign feedstocks by 50%, and cut hydrogenation equivalency values, threatening DGD margins
  • DGD's renewable diesel/SAF facing asymmetric tariff pressure: U.S. tariffs on foreign feedstocks plus foreign duties on U.S.-exported product, with no reciprocal broad tariff on foreign finished imports
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Financial Summary
XBRL

Revenue

$122.7B

Net Income

$2.3B

Operating Margin

2.6%

Net Margin

1.9%

ROE

9.9%

Total Assets

$58.0B

EPS (Diluted)

$7.57

Operating Cash Flow

$5.8B

Source: XBRL data from Valero Energy FY2025 10-K filing on SEC EDGAR. All figures in USD.

Other Valero Energy Annual Reports

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