Valero Energy (VLO) FY2025 10-K Annual Report

Filed: Feb 25, 2026
Energy
Petroleum RefiningSEC EDGAR

Valero Energy (VLO) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 25, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Valero Energy FY2025 10-K Analysis

Business Overview

  • Section 'business' was empty or not found.

Management Discussion & Analysis

  • Revenue $122.7B, down $7.2B YoY; decline driven by lower petroleum product prices in Refining segment
  • Net income $2.3B vs $2.8B in 2024; GAAP operating margin 2.6% vs 2.9%; adjusted operating income $4.4B vs $3.8B
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Risk Factors

  • EPA's proposed RFS Set II rules (June 2025) could increase RVOs for 2026-2027, reduce RINs from foreign feedstocks by 50%, and cut hydrogenation equivalency values, threatening DGD margins
  • DGD's renewable diesel/SAF facing asymmetric tariff pressure: U.S. tariffs on foreign feedstocks plus foreign duties on U.S.-exported product, with no reciprocal broad tariff on foreign finished imports
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Valero Energy FY2025 Key Financial Metrics
XBRL

Revenue

$122.7B

-5.5% YoY

Net Income

$2.3B

-15.2% YoY

Operating Margin

2.6%

-30bp YoY

Net Margin

1.9%

-22bp YoY

ROE

9.9%

-140bp YoY

Total Assets

$58.0B

-3.6% YoY

EPS (Diluted)

$7.57

-11.8% YoY

Operating Cash Flow

$5.8B

-12.8% YoY

Source: XBRL data from Valero Energy FY2025 10-K filing on SEC EDGAR. All figures in USD.

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