UNIVERSAL TECHNICAL INSTITUTE INC (UTI) FY2025 10-K Annual Report

Filed: Nov 26, 2025
Consumer Discretionary
Services-Educational ServicesSEC EDGAR

UNIVERSAL TECHNICAL INSTITUTE INC (UTI) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Nov 26, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

UNIVERSAL TECHNICAL INSTITUTE INC FY2025 10-K Analysis

Business Overview

  • Core business: Workforce education provider specializing in hands-on training for transportation, skilled trades, energy, and healthcare sectors via two divisions, UTI and Concorde
  • New emphasis: December 2022 acquisition of Concorde Career Colleges expanded healthcare education segment, adding 17 campuses and 13 program expansions
  • Strategic shift: Diversification into healthcare education and geographic expansion with two new campuses under construction for 2026 opening
  • Quantitative highlight: 15 UTI campuses in 9 states and 17 Concorde campuses in 8 states; UTI launched 23 new programs over last three years
  • Noteworthy fact: Approximately 58% of active UTI students received institution-funded scholarships or grants in FY2025, supporting affordability and access

Management Discussion & Analysis

  • Revenue specifics and YoY change not disclosed in provided text
  • Profitability or margin figures not included in excerpt
  • Two segments: Universal Technical Institute (15 campuses, skilled trades), Concorde Career Colleges (17 campuses, healthcare), no performance data provided
  • Cash flow, buybacks, dividends, capex details absent in text
  • Forward-looking statements noted; risks mentioned but no specific guidance or emerging risks disclosed

Risk Factors

  • Regulatory risk: Potential loss of Title IV federal student financial aid eligibility impacting 78% of revenue from government-sponsored programs
  • Geopolitical/macroeconomic risk: Expansion into Texas and Georgia campuses pending regulatory approvals risks delays that could impact 2026 openings
  • Operational risk: Credit losses provision increased by $13.6 million due to revenue and student volume growth, raising credit risk on proprietary loan program
  • Competitive risk: Introduction of Tesla's START Collision Repair program in 2025 at Long Beach campus to compete with emerging EV training providers
  • Financial risk: Interest expense of $5.6 million on revolving credit facility and term loans, despite repayments reducing outstanding balances in fiscal 2025

UNIVERSAL TECHNICAL INSTITUTE INC FY2025 Key Financial Metrics
XBRL

Revenue

$836M

+14.0% YoY

Net Income

$63M

+50.0% YoY

Operating Margin

10.0%

+195bp YoY

Net Margin

7.5%

+181bp YoY

ROE

19.2%

+307bp YoY

Total Assets

$826M

+11.0% YoY

EPS (Diluted)

$1.13

+50.7% YoY

Operating Cash Flow

$97M

+13.3% YoY

Source: XBRL data from UNIVERSAL TECHNICAL INSTITUTE INC FY2025 10-K filing on SEC EDGAR. All figures in USD.

Get deeper insights on UNIVERSAL TECHNICAL INSTITUTE INC

Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.