UPWORK, INC (UPWK) FY2025 10-K Annual Report

Filed: Feb 13, 2026
Information Technology
Services-Computer Processing & Data PreparationSEC EDGAR

UPWORK, INC (UPWK) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 13, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

UPWORK, INC FY2025 10-K Analysis

Business Overview

  • Core business model: AI-enabled global platform connecting businesses with freelance, agency, fractional, and payrolled talent across broad skill categories
  • NEW emphasis on Lifted subsidiary for enterprise workforce solutions, including Managed Services and diverse contingent labor models (AOR, EOR, outsourcing)
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Management Discussion & Analysis

  • Revenue $787.8M total; Marketplace $682.9M up 3% YoY from $662.1M; Enterprise $104.9M down 2% YoY from $107.2M
  • Marketplace take rate 18.7% vs 18.0% in 2024; net income $115.4M down 46% YoY from $215.6M; adjusted EBITDA $225.6M up 35% from $167.6M
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Risk Factors

  • Income tax expense $37.8M in 2025 due to valuation allowance on state deferred tax assets reversing $125.2M benefit in 2024
  • Geopolitical exposure from global client and talent base; active clients declined 6% YoY to Dec 2025 amid macro slowdown
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UPWORK, INC FY2025 Key Financial Metrics
XBRL

Revenue

$788M

+2.4% YoY

Net Income

$115M

-46.5% YoY

Gross Margin

77.8%

+45bp YoY

Operating Margin

16.4%

+794bp YoY

Net Margin

14.7%

-1337bp YoY

ROE

18.3%

-1916bp YoY

Total Assets

$1.3B

+7.3% YoY

EPS (Diluted)

$0.84

-44.7% YoY

Operating Cash Flow

$248M

+61.7% YoY

Source: XBRL data from UPWORK, INC FY2025 10-K filing on SEC EDGAR. All figures in USD.

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