UNH UnitedHealth Group
FY2024 10-K
UnitedHealth Group (UNH) filed its fiscal year 2024 10-K annual report with the SEC on Feb 27, 2025. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2024 10-K
Business Overview
- • Core business model: Diversified healthcare services including insurance and health benefits administration
- • No new products, services, or segments introduced or emphasized in this filing
Management Discussion & Analysis
- • Change Healthcare cyberattack: $2.2B direct response costs, $867M Optum Insight revenue disruption in 2024, $9B interest-free loans provided through 2024
- • Medical costs impact: $640M related to care management suspension in 2024 affecting UnitedHealthcare and Optum Health
Risk Factors
- • Legal risk from ongoing False Claims Act investigations and potential substantial penalties due to healthcare benefits coverage and claims payment disputes
- • Macroeconomic exposure to medical cost inflation, pandemic effects, drug price increases threatening profitability of risk-based products constituting ~80% of revenues
Financial SummaryXBRL
Revenue
$400.3B
Net Income
$14.4B
Operating Margin
8.1%
Net Margin
3.6%
ROE
14.7%
Total Assets
$298.3B
EPS (Diluted)
$15.51
Operating Cash Flow
$24.2B
Source: XBRL data from UnitedHealth Group FY2024 10-K filing on SEC EDGAR. All figures in USD.
Other UnitedHealth Group Annual Reports
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