Urban Edge Properties (UE) FY2025 10-K Annual Report

Filed: Feb 11, 2026
Real Estate
Real EstateSEC EDGAR

Urban Edge Properties (UE) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 11, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Urban Edge Properties FY2025 10-K Analysis

Business Overview

  • Core business model: Ownership, management, acquisition, development, and redevelopment of retail real estate
  • Portfolio includes 69 shopping centers, 2 outlet centers, and 2 malls totaling 17.2 million sf gross leasable area
  • Consolidated occupancy rate at 90.1%, reflecting portfolio utilization
  • Primary geographic focus on Washington, D.C. to Boston corridor
  • Filing emphasizes structure with Urban Edge Properties LP as majority-owned subsidiary holding all assets

Management Discussion & Analysis

  • Same-property NOI $241.6M, up 4.3% YoY; including redevelopment properties $267.1M, up 5.0% YoY
  • Net income $97.5M vs $75.4M, FFO stable at $186.4M vs $186.7M; NOI $289.6M vs $273.3M
  • Best segment: same-property NOI growth $10.0M (+4.3%); no distinct worst segment detailed
  • Dividends $0.76/share annually; unsecured line of credit $800M, $0 drawn, amended to $700M with $250M new term loans
  • Management extended credit facility maturity to 2030; maintaining REIT status and liquidity focus; risks include tenant payment ability and market conditions

Risk Factors

  • Regulatory risk from loan modification under commercial mortgage-backed securities, including $1.0 million loss on Shops at Caguas loan modification
  • Macroeconomic exposure from increased common area maintenance and utilities expenses by $6.6 million impacting property operating costs
  • Operational risk in redevelopment projects causing $20.3 million accelerated depreciation on buildings taken out of service in 2024
  • Market disruption risk from foreclosed Kingswood Center leading to $2.9 million interest expense decrease and $21.7 million 2024 debt extinguishment gain
  • Financial risk due to new financings and refinancings raising interest and debt expense by $4.9 million since Q4 2024

Urban Edge Properties FY2025 Key Financial Metrics
XBRL

Revenue

$472M

+6.1% YoY

Net Income

$94M

+28.9% YoY

Net Margin

19.8%

+351bp YoY

ROE

6.8%

+147bp YoY

Total Assets

$3.3B

+0.0% YoY

EPS (Diluted)

$0.74

+23.3% YoY

Operating Cash Flow

$183M

+19.3% YoY

Source: XBRL data from Urban Edge Properties FY2025 10-K filing on SEC EDGAR. All figures in USD.

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