UDR, Inc. (UDR) FY2025 10-K Annual Report

Filed: Feb 17, 2026
Financials
Real Estate Investment TrustsSEC EDGAR

UDR, Inc. (UDR) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 17, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

UDR, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: Owns, operates, and manages multifamily apartment communities in 21 U.S. markets, focusing on diversified portfolio with emphasis on stable income growth
  • New emphasis on developing one wholly-owned community with 300 apartments in Riverside, California, first new development since prior year with no redevelopments active
  • Strategic shift includes strengthening human capital with a multi-year HR roadmap, launching Life@UDR culture platform, and enhancing compensation governance
  • Net income $372.9M vs $84.8M prior year, driven by increased gains on real estate dispositions and higher Same-Store NOI growth of 2.3%
  • Completed a partial sale and joint venture restructuring generating $202.8M cash proceeds and recognized a gain of $195.0M, a notable liquidity event in 2025

Management Discussion & Analysis

  • Revenue $615M in 2025 vs $600M in 2024, net income $100.1M vs $77.5M, driven by higher NOI and occupancy
  • Operating income $162.9M in 2025 vs $140.8M in 2024; NOI growth contributed to margin improvement (specific margin % not disclosed)
  • Best performing: Same-Store Communities segment with net operating income $1.104B and 96.9% occupancy; Worst: Non-Mature Communities/Other with $57.9M income
  • Net cash from operating activities $902.9M in 2025 vs $876.8M in 2024; investing activities used $151.0M vs $276.4M, share repurchases $117.8M for 3.3M shares
  • Management expects 2026 debt maturities $801.7M (secured) and $745.0M (unsecured) to be funded by operations, debt/equity issuance, property sales; no sales under ATM in 2025, 14M shares available

Risk Factors

  • Rent control/stabilization laws risk limiting rent increases amid rising operating costs in major markets including D.C., Boston, San Francisco
  • Geographic concentration risk with 74.5% NOI from eight metro areas exposed to regional economic downturns or regulatory changes
  • Supply chain constraints in development increase costs, delay occupancy start dates, exacerbated by tariffs and labor shortages
  • Competition from single-family rentals and condominiums threatens leasing ability and rent growth potential
  • Joint venture partner disputes or capital contribution failures risk forcing unfavorable asset sales or additional capital injections totaling $886.5M equity exposure

UDR, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$11M

+36.6% YoY

Net Income

$378M

+321.6% YoY

Operating Margin

4872.9%

+145133bp YoY

Net Margin

3324.6%

+224744bp YoY

ROE

11.5%

+888bp YoY

Total Assets

$10.6B

-2.7% YoY

EPS (Diluted)

$1.13

+334.6% YoY

Operating Cash Flow

$903M

+3.0% YoY

Source: XBRL data from UDR, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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